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UPI & Razorpay online payments guide for Indian sellers

A practical guide to accepting UPI, credit cards, debit cards, and net banking on your storefront — payment gateways, transaction fees, and instant verification.

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1 min read
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Who this is for: Indian online sellers setting up digital payment collection.

Why UPI dominates Indian online commerce

Over 70% of online transactions in India happen via UPI (Google Pay, PhonePe, Paytm, BHIM). Offering seamless UPI checkout eliminates cart abandonment caused by complex card input forms.

Integrating a payment gateway like Razorpay through SellerZonee gives your buyers instant UPI intent flows alongside card and net banking options with automated payment status verification.

Frequently asked questions

How long do settlements take for online payments?

Standard payment gateway settlements land in your verified Indian bank account within T+1 to T+2 business days.